What is Title Insurance and Do I Need It By Tony Martinez

Title insurance; it seems like one of those mysterious fees that just might not be necessary. So, can you get away without purchasing it? The real question and concern here for most people is…’must I quiet the title?’ As that is an integral step before getting a title insurance policy.

The short answer is yes, most of the time. But let me explain here why it’s important to take those extra steps, and yes, spend that extra money to quiet the title and purchase title insurance.

Let’s begin with what title insurance actually is. It is a policy that protects the purchaser from financial loss related to the ownership of the property. In the case of a tax deed purchase, the person being protected is you.

Keep in mind that quieting the title, or ‘certifying the title’ utilizing Tax Title Services, is part of our due diligence process. This is because it is in your best interest to do so. This is to protect you from any oversights when researching the title. Also, at purchase there really could appear to be no issues regarding ownership and title. But years later something could resurface, such as a pending lawsuit or judgement. Possibly an error could have occurred when recording and publishing documents in regards to the property.

Of course you could dodge the extra costs and wait a few years before any title company will touch your tax deed properties title, but in the meantime if an issue clouding the title of your investment property surfaced you will foot the bill for the legal costs.

A big part of savvy investing is mitigating risk. So do yourself a favor and do what’s in your best interest; quiet the title and purchase an owner's title insurance policy.

Tony Martinez

Tony Martinez is the Co-Founder and Co-Chairman of the US Tax Lien Association, which is an organization that is committed and dedicated to helping others achieve total financial freedom through the power of investing in Tax Lien Certificates. With over 20 years of expert experience, Tony is the world's #1 authority on the subject of creating enduring wealth through the little know strategy of investing in Tax Lien Certificates, which gives anyone the opportunity to earn guaranteed fixed rates of returns of 18% – 36% interest per year, and acquire valuable real estate for approximately 10% of market value.


FREE 7-Day Online Video Training gives you all of the details you need to begin safely investing in Tax Lien Certificates.

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TLC Amount: $118.15

Pays You: 15% Interest / Year

645 Church St, Bound Brook, NJ

2683 sq. ft.
14,810 sq. ft.


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